Oak & Lever

Scam TesterFor iPhone · coming soon to the App Store

Is this text a scam?

Paste it in. Scam Tester scores it from 0 to 100, names every warning sign it found and tells you the one thing to do next, all on your iPhone. Here are three real messages it scored.

E-ZPass: You have an unpaid toll balance of $6.99. To avoid a late fee of $50, pay within 24 hours: ezpass-tolls.top/pay

100/100

Likely scam

What to do

Don’t pay from a text. Check what you owe by typing the toll or parking agency’s website yourself.

Why

  • Link pretends to be E-ZPass, but isn’t one of its real sites+55
  • Several kinds of warning signs at once (link, pressure, payment, story)+30
  • Unpaid toll story (very common scam text)+25
  • Asks you to pay a fee or balance+20
  • Link ends in .top, common in scam texts+15
  • Gives a deadline to rush you+15

Hello, is this David? We met at the wine tasting last week.

35/100

Be careful

What to do

Don’t reply. Block and delete. Friendly wrong-number chats are how romance and crypto scams start.

Why

  • Wrong-number opener (how romance and crypto scams start)+35

USPS: Your item was delivered in or at the mailbox at 2:14 pm on October 16. Track at https://tools.usps.com/go/TrackConfirmAction

0/100

Looks normal

What to do

Nothing obvious stands out. If they later ask for money, codes or personal info, check again.

Why

  • Link goes to the real usps.com−15

Reading the reasons

Every point has a reason you can see for yourself

E-ZPass1: You have an unpaid toll balance2 of $6.99. To avoid a late fee of $503, pay4 within 24 hours3: ezpass-tolls.top/pay1

  1. Links that pretend

    The text says E-ZPass; the link goes to ezpass-tolls.top. Scam Tester knows the real websites of more than 200 carriers, banks, stores, toll agencies and government offices, and catches lookalikes, letters borrowed from other alphabets and tricks like paypal.com.example.net. Endings like .top and .xyz, shortened links and bare number addresses count too.

  2. The usual stories

    An unpaid toll is one of the most common scam texts going. So are missed deliveries, a relative in trouble, a job that wants money before you start, a prize you never entered for and a buyer who overpaid.

  3. Pressure

    A late fee and a 24-hour deadline. Deadlines, final notices, a locked account and threats of arrest are there to stop you checking.

  4. Paying

    Any ask to pay a fee or balance from a text. Gift cards, crypto, wires and payment apps to a stranger weigh even more.

Also on the list: wrong-number openers, requests for codes and passwords, “press 1” and callback numbers, remote-access apps, and emails whose sender doesn’t match the company they claim to be.

The score

Green, amber, red

  1. 0–29 · Looks normalNothing obvious stands out.
  2. 30–69 · Be carefulCheck with the sender another way before you do anything.
  3. 70–100 · Likely scamDon’t tap, reply or pay.
Scam Tester's one screen: a Paste button, then Screenshot, Scan QR and Type it
A message scored 35 out of 100, Be careful, with what to do and the reason: a wrong-number opener

Getting it in

However it reached you, hand it over

  • Paste

    Copy the text, tap Paste.

  • Screenshot

    Words in the picture are read on the phone.

  • Scan QR

    See where a code leads before you go.

  • Type it

    For a phone call or a pop-up.

  • Share

    From Messages, Safari or Files: links, screenshots, PDFs.

  • Siri

    “Check this with Scam Tester.” Also a Shortcuts action.

The small print

Short, and in plain words

Price
Free, with unlimited checks. A short video plays before each score, and if it can’t load, the score shows anyway. Remove ads is $4.99, once, on every device with your Apple Account.
Your messages
Read and scored on your iPhone. Nothing you check is sent to us, to the ad network or to anyone else.
History
Your last 20 checks stay on the phone so you can look back. Clear all removes them.
Account
None. Nothing to sign up for, and nothing for us to delete.
Ads and tracking
No analytics. The app never asks to track you, and ads are non-personalized. See the privacy policy.
AI
The score comes from rules you can read in the reasons. On iPhones with Apple Intelligence, Apple’s on-device model also reviews the message and can move the score by 15 points at most.
Email
Mail has no Share button for one message: open it, tap reply, then Print, then Share, and choose Scam Tester.
A low score
Means none of the warning signs turned up, not that a message is safe. If it still feels off, contact the company on a number or site you already know.

A scam that slipped through, or a score that looks wrong? See Support or email support@oakandlever.com.

Check the next one before you tap.

Scam Tester is coming soon to the App Store for iPhone. It also has its own site at scamtester.vercel.app.